Niks
Amid ongoing discussions around Singapore’s Central Provident Fund (CPF), of a $1,800 payout for first-time withdrawers in 2025 have sparked nationwide interest.
While official confirmation has been issued, many CPF members nearing withdrawal age are seeking clarity on eligibility and how the CPF withdrawal system functions.
This article breaks down the current CPF withdrawal guidelines, eligibility conditions, claim process, and what CPF members need to know about the alleged $1,800 bonus.
Understanding the CPF Scheme and Withdrawal Basics
CPF is a compulsory savings scheme that helps Singaporeans and Permanent Residents prepare for retirement, healthcare, and housing. Contributions are made jointly by employees and employers.
Members are eligible to withdraw their CPF savings from age 55, subject to specific terms and conditions. Withdrawals can also be made under special circumstances, such as serious illness or permanent departure from Singapore.
Is the $1,800 CPF Payout Real?
There is no official confirmation from the CPF Board or the Ministry of Finance that a $1,800 payout will be provided for first-time CPF withdrawers in 2025.
The rumor has been circulating on various platforms, but CPF members are advised to rely only on trusted sources like www.cpf.gov.sg for the latest updates.
Who Can Withdraw CPF in 2025?
Withdrawals from the CPF are only permitted under certain conditions:
Eligibility Criteria
| Condition | Details |
|---|---|
| Minimum Age | Must be 55 years or older |
| Medical Grounds | Must show certification for serious illness or reduced life expectancy |
| Permanent Incapacity | Must be medically certified unfit to work |
| Loss of Mental Capacity | Withdrawal possible via appointed deputy with court documents |
| Permanent Departure from Singapore | Applicable to citizens or PRs leaving the country permanently |
| Deceased Member | Nominees or next-of-kin receive the remaining CPF funds |
From age 65, CPF members are allowed to withdraw up to 20% of their Retirement Account in a lump sum.
How to Apply for CPF Withdrawal
For Personal Withdrawals (Self-Application)
- Visit the CPF website: www.cpf.gov.sg
- Log in using your Singpass
- Select withdrawal type (retirement, medical, etc.)
- If applying on medical grounds, submit the Medical Assessment Form via an authorized doctor
- Overseas applicants must get documents verified at a Singapore Overseas Mission
For Deputies (On Behalf of Member)
- Submit the CPF Withdrawal Form
- Include NRIC copy
- Attach a valid medical report
- Include Lasting Power of Attorney or Court Order
- Provide bank account details for deposit
CPF Daily Withdrawal Limits
As of 2025, CPF members are subject to the following transaction limits:
| Type | Amount |
|---|---|
| Default Daily Online Limit | $2,000 SGD |
| Adjustable Range | $0 to $200,000 SGD |
| Verification Required | Singpass Face ID + 12-hour waiting period |
These limits are part of CPF’s security measures to prevent unauthorized or impulsive changes.
Retirement Account Lump Sum Withdrawals (Age 65+)
From the age of 65, CPF members can make a one-time withdrawal of up to 20% of their Retirement Account savings.
This lump sum withdrawal is intended to offer flexibility for large expenses such as healthcare, home renovation, or emergencies.
Key Details for CPF Withdrawal in 2025
| Aspect | Details |
|---|---|
| Rumored $1,800 Payout | Not officially confirmed by CPF Board |
| Minimum Withdrawal Age | 55 years old |
| Lump Sum at 65 | Up to 20% of Retirement Account |
| Default Daily Limit | $2,000, adjustable with Face Verification |
| Application Platform | CPF Website via Singpass, or in-person for special cases |
| Withdrawal Grounds | Age, medical conditions, mental incapacity, death, or permanent departure |
While the $1,800 CPF payout for first-time withdrawers remains unverified, CPF’s current withdrawal policies offer comprehensive support for eligible members.
Whether retiring, facing health challenges, or relocating abroad, members can tap into their CPF savings under regulated conditions.
Always consult the official CPF portal or service centers to confirm your eligibility and avoid misinformation.
With rising interest in early withdrawals and lump-sum payments, keeping your Singpass and CPF records updated is more important than ever.
FAQs
Q1: Has the $1,800 CPF payout been officially confirmed for 2025?
A: No. The CPF Board has not confirmed any special $1,800 bonus payout for first-time withdrawers.
Q2: Can I withdraw my CPF before age 55?
A: Yes, but only under strict conditions such as permanent incapacity, medical issues, or permanent departure from Singapore.
Q3: How do I check my eligibility for CPF withdrawal?
A: Log in to www.cpf.gov.sg using your Singpass and navigate to your retirement account to view your withdrawal status.